What does commuter cycle insurance cover?

We love people who ride bikes to work, they’re like city-slicking superheroes. Whether you ride 5 or 50 miles a day to and from work, you’re getting there sustainably, and for that, we applaud you.

Unfortunately, it’s not all nice summer rides and gorgeous sunrises, for what feels like nine months out of the year it’s colder than we’d like – and sometimes we just get wet.

But whether you ride to work once a week or every day, it’s worth insuring your bike against theft or damage at the workplace, as well as providing cover if you were to be involved in a collision.

Theft: If your bike gets stolen while you’re at work and it’s securely stored in line with what it says in your policy document, you’ll be covered.

Damage: Bike damaged on the commute? Don’t worry, we’ve got your back.

Personal injury: Slid over a drain cover in the wet? We’ve all done it. We’ll cover you for your injuries.

Public liability: If someone else gets injured or their property is damaged, we'll take care of it.

Loss of earnings: If you injure yourself and can’t work we can provide a weekly payment to get you back on your feet.